Demonstration environment. Simulated balances and trades. No real money or securities.
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Government Securities.Simplified.

Explore Treasury bill markets, compare yields, build investment strategies, and manage your government securities portfolio through one intelligent platform.

Explore Treasury MarketsLaunch Demo

A demonstration. The rates and auction results are official. The portfolio, orders and balances are simulated. No real money or securities are involved.

GetTbill Markets US Treasury bills

Delayed official rates

Bill curve, bank discount rate

3.85%3.90%3.95%4.00%4.05%4.10%4w8w13w17w26w52w
Instrument comparison
BillMaturesDaysReference rate
912797VA2Dec 3, 2026273.89%
912797VV6Feb 4, 2027903.99%
912797WX1May 6, 20271814.07%
912797WT0Oct 28, 20273564.08%
Delayed officialObserved Nov 5, 2026Source: U.S. Treasury daily rates

Treasury market overview

Where bills stand today

Every published bill rate in one view, with no sign-in. Figures come from the latest official publications.

4-week
3.89%3.96% coupon eq.
6-week
3.91%3.98% coupon eq.
8-week
3.98%4.06% coupon eq.
13-week
4.00%4.10% coupon eq.
17-week
4.05%4.16% coupon eq.
26-week
4.08%4.22% coupon eq.
52-week
4.09%4.28% coupon eq.

Through the trading day

See live charts for bills, bonds and stocks
Curve slope, 4-week to 52-week
+20.0 bpThe 52-week rate minus the 4-week rate. Observed Nov 5, 2026.
Latest auction result
3.890%4-Week high rate, Nov 5, 2026. Bid-to-cover 2.46.
Next announced auction
USD 95 billion13-Week offering, auction Nov 9, 2026.
Delayed officialObserved Nov 5, 2026Source: U.S. Treasury daily ratesRetrieved Nov 6, 2026, 04:12 UTCAuctions: TreasuryDirect securities service
Read market insights

How GetTbill works

Official data first, simulation on top

See how it works
  1. Step 1

    Read official data

    Daily bill rates and auction results are collected from government publications, with the observation date and source kept on every figure.

  2. Step 2

    Compare and analyze

    See the curve, how it changed against any earlier date, and how other markets quote their bills, with conventions stated.

  3. Step 3

    Model a strategy

    Price a single bill, split capital across maturities, and see when each amount comes due before committing simulated funds.

  4. Step 4Simulated

    Run a simulated portfolio

    Place simulated orders, follow them to settlement and maturity, and read the records they produce. No money or securities move.

Where GetTbill fits, and where it does not

Three kinds of platform sell Treasury bills today. GetTbill is none of them. It lets you read the market and rehearse the decisions first, then you buy elsewhere if you choose.

  • Buy real Treasury bills

    GetTbill: No. Simulation only

    Government portals
    Yes
    Full-service brokers
    Yes
    Cash-account apps
    Yes, usually automatic

  • Practice without real money

    GetTbill: Yes

    Government portals
    Not found
    Full-service brokers
    Not found
    Cash-account apps
    Not found

  • Curve and rate history charts

    GetTbill: Yes, for US bills

    Government portals
    Tables and PDFs
    Full-service brokers
    Partial
    Cash-account apps
    Usually one headline yield

  • Return after fees beside the quoted rate

    GetTbill: Yes, with modeled fees, before tax

    Government portals
    Not found
    Full-service brokers
    Not found
    Cash-account apps
    Often quoted before fees

  • Ladder planning

    GetTbill: Yes

    Government portals
    Not found
    Full-service brokers
    Some providers
    Cash-account apps
    Some providers

  • Sell before maturity

    GetTbill: Simulated

    Government portals
    Often not in the portal
    Full-service brokers
    Yes
    Cash-account apps
    Automatic on withdrawal

  • Markets side by side

    GetTbill: Yes, unranked

    Government portals
    Not found
    Full-service brokers
    Not found
    Cash-account apps
    Rare

  • Company roles and approvals

    GetTbill: Simulated

    Government portals
    Not found
    Full-service brokers
    Partial
    Cash-account apps
    On business-focused apps

Summarized by platform type from public pages of 13 platforms, reviewed 5 November 2026. Features differ between providers and change often. “Not found” means the review found no such feature, not proof that none exists.

Yield comparisons

Markets side by side, deliberately unranked

Figures use different quoting conventions, currencies and credit profiles. Nominal rates are not directly comparable, so this table is not ranked.

Compare global markets
  • Australia AUDResearch
    ~1m
    2.69%
    ~3m
    2.56%
    ~6m
    Unavailable
    ~1y
    Unavailable

    Secondary bill yield. Observed May 17, 2013Stale: last observed 2013

  • Canada CADData only
    ~1m
    2.46%
    ~3m
    2.53%
    ~6m
    2.77%
    ~1y
    3.04%

    Secondary bill yield. Observed Oct 28, 2026

  • Singapore SGDData only
    ~1m
    Unavailable
    ~3m
    Unavailable
    ~6m
    1.86%
    ~1y
    1.88%

    Secondary bill yield. Observed Nov 5, 2026

  • United States USDOfficial data feed
    ~1m
    3.96%
    ~3m
    4.10%
    ~6m
    4.22%
    ~1y
    4.28%

    Coupon equivalent. Observed Nov 5, 2026

4 markets have a data source shown here. 5 more are listed as research with no verified source. Each market’s date is shown, because sources publish on different schedules.

Market analysis platform

From the quoted rate to the return after fees

A bill’s discount rate is not the return on your money, and a fee can take a large share of a short bill’s return. Change the inputs and follow the arithmetic.

Bill
Example annual platform fee

Fee levels are examples from published pricing reviewed in November 2026, not a GetTbill charge. The rate is the official bank discount rate observed Nov 5, 2026. Taxes are not modeled.

Price per 100
98.988889
You pay
9,898.89 USD
Discount earned
101.11 USD
Quoted discount rate
4.00%
Annual return on your money, before fee
4.097%
Modeled fee for this holding
14.81 USD
Annual return after fee, before tax
3.497%

  • Curve and history

    Today’s official curve against any earlier date, with changes in basis points and a rate history for each tenor.

  • Auction record

    Upcoming auctions and published results: high rate, investment rate, price, bid-to-cover and offering size.

  • Security detail

    Each bill’s identifier, dates, denomination and reference rate, plus a table showing how price responds to rate moves.

  • Provenance

    Provider, observation date, retrieval time and a quality label travel with the data, including when it is missing.

13-week bill rate, past year

Official daily bank discount rate

3.40%3.60%3.80%4.00%4.20%Nov 2025Dec 2025Feb 2026Apr 2026Jun 2026Aug 2026Nov 2026
Delayed officialObserved Nov 5, 2026Source: U.S. Treasury daily rates

Portfolio management

Practice managing a portfolio, with records you can check

Holdings, orders and statements in a demo account are simulated. The rules that produce them are the ones described in the lessons.

  • Holdings by lot

    Cost basis, accretion toward face value and days remaining for each simulated position.

  • Order timeline

    Every simulated order shows its quote, validation, fill and settlement steps.

  • Statements

    Generate a statement for any period from posted journals and download it as PDF or CSV.

  • See portfolio management
The GetTbill investor dashboard showing simulated cash, bills at cost, upcoming maturities and a demonstration banner.
SimulatedThe investor application with demo data. These figures are not real performance.

Maturity and reinvestment tools

Know when your money comes back

The dates that matter sit on one line, and a ladder reads as cash returning by date.

13-Week bill, next announced auction

  1. Announced

    Nov 5, 2026

    Terms published

  2. Auction

    Nov 9, 2026

    Rate set by bidding

  3. Issued

    Nov 12, 2026

    You pay the discounted price

  4. Matures

    Feb 11, 2027

    Face value comes back, or rolls

  • Calculate price, income and yield for one bill before you commit simulated funds.
  • Build a ladder that spreads simulated capital across maturities, in valid increments.
  • See when liquidity returns, by date and cumulatively.
  • Set a simulated roll instruction so a maturing position buys the nearest same-term bill.
Open the calculator

When 100,000 of simulated USD comes back

Simulated
  • Nov 10, 2026+25,000.00 USD · 25,000.00 USD total
  • Dec 31, 2026+25,100.00 USD · 50,100.00 USD total
  • Feb 18, 2027+25,200.00 USD · 75,300.00 USD total
  • May 13, 2027+25,500.00 USD · 100,800.00 USD total

Simulated planning tool using official reference rates. Prices are not executable. Reference rates observed Nov 5, 2026. This is not a record of real performance.

Security architecture

Controls that exist in the code today

Read about security

  • Protected sessions

    HttpOnly session cookies, CSRF tokens and rotating refresh tokens that end the session family if one is reused.

  • Multi-factor sign-in

    Authenticator codes with replay protection and single-use recovery codes.

  • Separation of duties

    Sensitive staff actions are requested by one person and approved by a different one.

  • Tamper-evident audit log

    Audit entries are hash-chained, and reconciliation checks that chain alongside the ledger.

What GetTbill is not

  • Not a bank, broker-dealer or investment adviser in this demonstration.
  • Holds no customer money and no securities.
  • Places no real orders. Trades, balances and settlement are simulated.
  • Gives no recommendations. Tools explain and compare.

Educational content

Learn the arithmetic behind the numbers

Thirteen short lessons with diagrams and calculators you can change.

Browse all lessons

FAQ

Questions people ask first

See all questions
Can I buy real Treasury bills here?

No. GetTbill does not offer or sell securities and cannot place a real bid or order. Orders in a demo account are simulated and never leave the system.

Which parts are real?

US Treasury rates and auction results, and official yields for the markets marked as data connected, come from government publications. They are published data with dates, not live prices.

Which parts are simulated?

Bid and ask quotes, orders, fills, settlement, cash balances, funding, withdrawals, identity checks, maturity payments and statements. No money or securities move.

Why are markets not ranked by yield?

Markets use different quoting conventions, currencies and credit profiles, and no FX data is modeled. A higher nominal rate in another currency is not a higher return, so a ranking would mislead.

Can I lose money on a Treasury bill?

If a US bill is held to maturity and the government pays as promised, it pays face value. If you sell earlier, the price depends on rates at the time, and you can realize a loss. Holding through an intermediary adds that intermediary’s risks.

Demo access

Try it with simulated funds

Create a demo account to build a portfolio against official reference rates. Identity checks, funding, orders and settlement are all simulated, so nothing you do reaches a bank, broker or market.

Contact and support

Questions about the demo or corporate use?

Send us a note about demo access, corporate treasury, partnerships or support. The legal pages and footer show the current status of the operating entity.

Contact usCorporate treasury

Environment: demo. Demonstration environment. Simulated balances and trades. No real money or securities.